I've spent my whole career helping people get out from under debt and tax problems. I've heard every story, and I promise yours isn't the worst one. Let's figure out your way out, in plain English.
Debt help, tax problems, and the phone calls nobody wants to make.
Grew teams from a handful of people to over 150, across five offices.
No jargon, no fine-print shuffle. If it doesn't make sense, I explain it again.
Married, two kids, and a calendar that's always full. I get it.
And good food. Probably too much good food.
You can ask a hundred questions and still say no. That's fine with me.
I started in this business over 24 years ago, back when "online" meant a dial-up modem screaming at you. Since then I've worked on debt resolution, tax resolution, and the phone teams that help people through both.
I've trained hundreds of the folks who answer those calls. And here's what I learned: the people who call aren't bad with money. Most of them got hit by something. A job loss, a divorce, a medical bill, a rate that kept climbing. Life happens, and then the interest piles on top.
I also learned that too many people get sold whatever the person on the phone happens to sell. That always bugged me. So 1st Source works the other way around. We look at your real situation first, then match you with the option that actually fits, whether that's a settlement program, legal help, a lower-rate loan, or credit counseling.
Sometimes the best answer is "keep doing what you're doing." If that's you, I'll tell you.
"Your creditors have a whole team working on you. I figured you deserved one too."Sal
You see what you pay now, what you'd pay on a program, and when you'd be done. No fuzzy math.
Ask anything. Take your time. Talk to your spouse. The decision is yours.
We match you to what fits your situation, not to whatever pays the most.
Every option has tradeoffs, like credit impact or fees. You'll hear them before you decide, not after.
First computer at 15, on dial-up. Still hears the screech in his sleep.
Boxes for fun. Turns out it's good practice for going a few rounds with high interest rates.
Plays basketball. Way better at assists than shooting. Same goes for his job.
Will talk about food as long as you let him. Ask for a restaurant tip after your review.
No credit check, no SSN, no pressure. Tell me what you owe and how it's going, and I'll show you your options and your debt-free date.
"Sal" is the friendly face of 1st Source. Real people with real experience review your situation and connect you with independent providers.